After working as a mortgage broker for seven years Greg Pennells and his partner, Ross Begley, had become disillusioned and disappointed by the lack of support available to mortgage brokers at the time. With a belief they could do it better, in 1997 the partners set about creating a support system for mortgage brokers. Today, Choice Home Loans is a multi-million dollar business that provides a totally independent mobile home loan service, offering a range of 37 major lenders to home loan borrowers and employing 370 mortgage consultants and has offices in every state and territory except the Northern Territory.