David Holmes has over 30 years of experience in the finance services industry, having held roles in the UK and Australia.
He was head of mortgage credit at Citibank UK before becoming chief operating officer of Preferred Mortgages, one of the non-conforming lenders in the UK. In August 2000, Mr Holmes moved to Australia and was one of the founding executives at Pepper Money where he served as chief operating officer and global head of credit with responsibility for the establishment and maintenance of credit polices throughout Australia, Ireland and South Korea. He had also gained warehouse funding facilities from three of the banks in Australia during his 16.5-year tenure at Pepper Money.